Best Crypto Trading Apps with Cashback and Rewards 2025

What if every crypto trade earned you rewards? Several apps now offer cashback and incentives for trading. Here's how to maximize your earnings.

Why Trading Rewards Matter

On a $1,000 monthly trading volume:

• 1% cashback = $10/month = $120/year
• Plus you're trading anyway

Rewards don't change your strategy—they just make it more profitable.

Best Crypto Apps with Rewards

1. FlipX - Best Overall Rewards

Reward Type: XP system + cashback + referrals

FlipX built rewards into every aspect of the app:

How it works:

• Every swap earns XP
• Every prediction earns XP
• Referrals earn bonus XP
• XP unlocks levels with better cashback rates
• Higher levels = exclusive rewards

Reward rates:

• Cashback up to 3% (level dependent)
• Referral bonuses on friend activity
• Seasonal reward events

Pros:

• Rewards on DEX swaps (rare)
• Multi-chain rewards (Solana, Sui, Base, BSC)
• No staking required
• Transparent level system

Cons:

• Must level up for best rates

Download FlipX →

2. Coinbase - Best for Beginners

Reward Type: Learning rewards + staking

Coinbase offers various earning opportunities:

How it works:

• Watch videos, earn crypto (Coinbase Earn)
• Stake certain assets for APY
• Card cashback (if using Coinbase Card)

Pros:

• Easy to use
• Trusted brand
• Good educational content

Cons:

• Trading fees eat into rewards
• Limited to Coinbase ecosystem
• No DEX trading rewards

3. Crypto.com - Best Card Rewards

Reward Type: Card cashback + staking

Crypto.com's main rewards come from their card:

How it works:

• Stake CRO for card tier
• Earn cashback on purchases
• Additional staking rewards

Pros:

• Up to 5% card cashback
• Airport lounge access (higher tiers)
• Spotify/Netflix rebates

Cons:

• Requires staking CRO (token has dropped significantly)
• Card waitlists
• Complex tier system
• Not for trading specifically

4. Binance - Best for High Volume

Reward Type: BNB discounts + VIP tiers

Binance rewards high-volume traders:

How it works:

• Hold BNB for fee discounts
• VIP levels reduce fees further
• Occasional promotions

Pros:

• Lowest fees at high volumes
• Deep liquidity
• Many trading pairs

Cons:

• Need significant volume for best rates
• Centralized exchange risks
• Not available everywhere

5. Robinhood - Best for Stocks + Crypto

Reward Type: Gold subscription benefits

Robinhood's crypto rewards are limited:

How it works:

• Gold membership benefits
• Occasional promotions
• Interest on uninvested cash

Pros:

• Simple interface
• Stocks and crypto together
• FDIC insurance on cash

Cons:

• Limited crypto selection
• No DeFi access
• No wallet functionality

Reward Types Explained

Cashback

Direct percentage back on trades:

• FlipX: Up to 3% on DEX swaps
• Cards: 1-5% on purchases

XP/Points Systems

Earn points redeemable for benefits:

• FlipX: XP unlocks levels and rewards
• Crypto.com: CRO rewards
• Various: Airdrops and promotions

Fee Discounts

Lower trading costs:

• Binance: BNB fee payment discount
• VIP tiers: Volume-based reductions

Staking Rewards

Lock tokens for yield:

• Native staking (ETH, SOL, etc.)
• Platform tokens (CRO, BNB)

Referral Bonuses

Earn from friends' activity:

• FlipX: Ongoing percentage of referee trades
• Exchanges: One-time bonuses

Comparing Reward Value

For a typical trader doing $5,000/month volume:

App	Monthly Reward Estimate
FlipX (Level 5)	~$100-150
Coinbase	~$0-20 (fees offset rewards)
Crypto.com Card	~$50-100 (on purchases, not trading)
Binance VIP	~$25-50 (fee savings)

FlipX stands out because rewards apply to DEX trading, not just centralized exchange activity.

Why DEX Rewards Are Rare

Most reward programs are from centralized exchanges. Why?

• CEXs make money from trading fees—they can share some back
• DEXs don't have a central entity collecting fees
• Protocol tokens can offer rewards but usually require staking

FlipX is different: it aggregates DEX liquidity and shares revenue from payment partnerships, not trading fees.

Maximizing Your Rewards

1. Consolidate Activity

Using one app for most trading compounds rewards:

• Higher volume = better tiers
• Consistent XP accumulation
• Referral network effects

2. Level Up Strategically

On FlipX:

• Early levels are easy to reach
• Each level improves cashback
• Focus on reaching break points

3. Refer Friends

Referral rewards often have no cap:

• Active friends = passive income
• Share with trading communities
• Genuine recommendations work best

4. Stack Programs

You can combine:

• FlipX trading rewards
• Credit card crypto purchases
• Staking yields
• Airdrop farming

5. Don't Overtrade for Rewards

Rewards should enhance normal activity:

• Don't trade just to earn points
• Bad trades cost more than rewards pay
• Stick to your strategy

The Math on Fee-Free + Rewards

Traditional path:

• Trade $1,000
• Pay 0.5% fee = -$5
• No rewards = -$5 total

FlipX path:

• Trade $1,000
• Pay 0% fee = $0
• Earn 2% cashback = +$20
• Net = +$20

Over a year of active trading, this compounds significantly.

Red Flags in Reward Programs

Watch out for:

Unrealistic APYs

"1000% APY" = unsustainable ponzinomics. It will collapse.

Requiring Native Token Stakes

"Stake our token for rewards" often means:

• Token dumps as people sell rewards
• You lose on token value
• Net negative despite "rewards"

Hidden Fees

Some apps offer "cashback" but charge:

• Spread markup
• Hidden fees
• Withdrawal fees

Net rewards may be negative.

Limited Redemption

Points that can't be easily converted to value aren't worth much.

Future of Trading Rewards

Trends to watch:

Tokenized Loyalty

More apps will tokenize rewards, making them tradeable and composable.

Cross-Platform Points

Reward portability between apps and protocols.

Revenue Sharing

True protocol revenue sharing vs inflationary rewards.

Gamification

More engaging ways to earn beyond simple cashback.

Getting Started with FlipX Rewards

Step 1: Download

Get the app from App Store or Google Play.

Step 2: Start Trading

Every trade earns XP automatically:

• Swaps on any supported chain
• Prediction market trades
• Perps positions

Step 3: Level Up

Watch your level progress:

• Unlock better cashback rates
• Access exclusive features
• Earn badges and achievements

Step 4: Refer Friends

Share your referral code:

• Earn percentage of their trading
• They get bonus XP too
• Win-win

Conclusion

Trading rewards are essentially free money for activity you'd do anyway. The best programs:

• Reward DEX trading (not just CEX)
• Have transparent mechanics
• Don't require risky staking
• Compound over time

FlipX offers the most comprehensive rewards for DeFi traders, with zero fees plus cashback on every trade.

Stop leaving money on the table.

Download FlipX →